Price and affordability are not interchangeable terms in residential property - the distinction matters more than most buyers realise before they purchase. The gap between those two concepts is not theoretical - it has real financial consequences that emerge over the hold period.Purchase price and affordability are regularly treated as synonymous i

Most property investors arrive in a new market carrying assumptions built somewhere else. In the Adelaide context, those assumptions produce errors that can take several years to surface.Over the past several years the Adelaide residential market has appeared on more investor radar screens than at any previous point in recent memory. Relative affor

Pre-sale spending is a near-universal part of the selling process. A significant portion of what sellers spend before listing does not return at settlement. Some of what sellers spend before selling was never going to move the price in any meaningful way.Few things produce more disappointment for sellers than discovering at settlement that the mone

When most people ask what their home is worth they are expecting a definitive figure. What they get from a property appraisal is a range, a set of assumptions, and an answer that can shift depending on who is doing the calculating.The question of what a house is worth sounds simple. The process behind answering it is not. Knowing what sits behind a

Sellers typically know what percentage an agent charges long before they understand what that percentage actually means. The percentage becomes the decision point when it should really be a starting point.In Australia, agent commission is structured as a percentage of what the property sells for. How that percentage is set depends on the agent, the